Greg Go is a bank card knowledgeable whose monetary recommendation has been featured on US Information & World Report, Enterprise.com, and Yahoo! Finance.

The Financial institution of America® Money Rewards bank card’s new $200 bonus supply is the finest bonus deal I’ve seen in my ten years of reviewing bank cards for Yahoo, US Information, and Clever Bread.

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Should you join on-line at the moment you possibly can obtain a $200 on-line money bonus after spending solely $500 within the first 90 days of opening the account — that’s like incomes 40% again on the primary $500! This is among the easiest-to-earn bonuses. Many different playing cards require 6 instances extra spend for comparable bonuses.

Trying to make a giant buy? Save a fortune with this card’s beneficiant 0% intro APR for the primary 12 billing cycles. (After that, a variable APR of 15.24%-25.24% applies.) Now you don’t have to attend to benefit from nice offers you see on-line.

Households and commuters will love this card’s 3% money again on gasoline and 2% again on grocery shops and wholesale golf equipment (as much as $2,500 in mixed purchases in these classes per quarter). 1% limitless money again is on the market for all different purchases.

There’s additionally an extra 10% bonus should you deposit your money again to an energetic Financial institution of America® checking or financial savings account. Should you’re a Financial institution of America Most well-liked Rewards consumer, you possibly can enhance that bonus 25-75%.

The Downsides of This Card

You probably have missed just a few funds this yr, or are near maxing out your bank cards, you’ll not qualify for this deal.

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Who Ought to Get This Card

Financial institution of America Money Rewards is a superb match for most individuals — who doesn’t love a straightforward $200 bonus, 0% curiosity for a yr, and no annual price?

The excessive 3% and 2% again on gasoline and groceries are nearly extraordinary for a no annual price bank card. Financial institution of America Money Rewards just about blows its main rivals out of the water (see comparability chart).

For this reason I’ve personally been utilizing this card for years and suggest it to all my buddies. This mixture of options is simply too good to go up.

» Click on right here to study extra concerning the $200 bonus supply.

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